Life Insurance collateral assignments have become commonplace and the documents necessary to enact these agreements can be obtained directly from the life insurance company. Lives policies are legal contracts as well as the conditions of the contract describe the limits of the events. Special exceptions are generally written into the contract to restrict the obligation of the insurance company; common examples are claims regarding fraud, suicide, war, riot, and civil disturbance. Life insurance is a contract between a life insurance company and the insurance policy holder. It is a form of financial protection for the beneficiary of the insured person in case of death.
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